Spend Management software & tools for small market segments
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Qonto is a European finance solution for SMEs and freelancers offering easy-to-use tools for daily banking, invoicing, accounting, and expenses management entirely online.
Circula is the flexible spend management solution for German finance teams, from expenses to accounts payable. A DATEV Premium Partner trusted by 3,000+ companies, 250,000 users.
Holvi is your smart business account that helps you manage your finances, so you can focus on what really matters: your business.
N2F is a 100% digital, fully customisable and intuitive all-in-one platform designed to enable controlled and efficient expenditure management for businesses of all sizes.
Pleo offers efficient expenditure management for small and medium-sized businesses, enabling control over costs.
Ease of creating expense reports
Bank / credit card integration
plus 29 more
GetMyInvoices automates invoice management, collecting invoices from various sources and storing them centrally for easy approval and payment.
Product Agicap provides real-time cash flow management for SMEs with features like automated data flow, daily/long-term liquidity planning, spend management, and analytics.
Lanes & Planes is a travel management tool with features such as multi-modal search, payment processing, ticket wallet, and travel expense accounting.
Ease of creating expense reports
Bank / credit card integration
plus 12 more
Pliant enables companies to issue cards, automate payments and centralize spending via integrated finance.
A simple, scalable HRIS with built-in performance management to support, develop, and retain the people who make your company great.
Customization
User, role, and access management
plus 31 more
SAP Concur is a cloud-based software solution that automates, integrates, and streamlines your travel management and expense reporting.
Ease of creating expense reports
Bank / credit card integration
plus 13 more
Finway, a Munich-based Fintech, automates expense management and analysis and offers comprehensive reports for better control. It also includes liquidity planning.
Performance and reliability
User, role, and access management
plus 18 more
Payhawk is a digitized business expense management software that combines corporate cards, Accounts Payable, and ERP integrations.
Performance and reliability
Internationalization
plus 25 more
Hivebuy is the AI-powered procurement platform that lets every employee buy quickly and compliantly, integrated with Teams & ERP, with up to 19% savings per order.
Declaree is an expense management tool ideal for medium-sized businesses. It standardizes and simplifies reimbursement processes, ensuring policy compliance.
Moss is your all-in-one platform for modern spend management—combining corporate cards, employee reimbursements, and accounts payable in one powerful tool.
Candis provides AI-powered digital invoice management. It automates tasks for finance teams and securely documents invoices in the cloud.
ProSonata is a efficient software ideal for agencies and freelancers providing project management and invoicing.
Perk brings together travel and spend into one intelligent platform, automating manual work to give teams more time for real work.
MCC My Compliance Center offers solutions for digitizing safety and compliance processes, including risk assessments, prevention management, and audits. Made and hosted in Germany.
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