Listed in the following categories:
Top 1002025
Top Rated - Spend ManagementQ2/25
Leader - Expense ManagementQ2/25
Qonto
4.6 (101 reviews)
Verified profile
What is Qonto?
Qonto is a leading European business finance solution for SME founders and freelancers with over 500,000 customers. Qonto's business account and financial management tools facilitate daily banking for SMEs and freelancers through an online business account that also provides tools for invoicing, accounting, and expense management.
Thanks to an easy-to-use product, personal customer service seven days a week, and clear pricing, Qonto has become the European market leader.
With a business account that can be applied for completely online in just a few minutes, as a DATEV marketplace interface partner and with TÜV-certified financial management tools for invoices, accounting and expense management, Qonto helps self-employed people and entrepreneurs to simplify their financial everyday life so that they can focus on what's important - their business.
In doing so, Qonto particularly relies on a user-friendly, digital, and intuitive solution that makes financial processes more effective through the use of technologies and integrations with partners such as DATEV, lexoffice, SumUp & Co.
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This is how users rate the product
The ratings result from the reviews submitted for Qonto
9.6
Ease of use
Spend Management
Average: 9.2
9.4
Meets requirements
Spend Management
Average: 9.2
8.9
Customer Support
Spend Management
Average: 9.1
9.4
Ease of setup
Spend Management
Average: 9
Related Links
Global features
Setup & support
Cloud
Feature not available
On-premise
Feature not available
24/7 support
Feature not available
German-speaking support
This feature is available
Data Privacy
Server location DE
No information about this feature.
Server location EU
No information about this feature.
Only EU companies affiliated
Feature not available
EU standard contract
Feature not available
Versions
Free version
Feature not available
Free trial
This feature is available
Screenshots & Videos
Qonto Pricing
Last edited: November 2024
Basic (Self-employed & Microenterprises)
€11.00/ Month
A business account with built-in invoicing tools for simple day-to-day finances. 1-month free trial
1 x One Card Mastercard + additional cards available
30 SEPA transfers or direct debits per month
1 business banking account whit a german IBAN
access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
Sevdesk, Fastbill and over 14.000 partner integrations
Customer service, 7 days a week
Smart (Self-employed & Microenterprises)
€23.00/ Month
Advanced business banking, invoicing and bookkeeping tools, and direct accountant access. 1-month free trial
1 x One Card Mastercard + additional cards available
60 SEPA transfers or direct debits per month
1 account & sub-account with a German IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Accountant access & bookkeeping tools
Customer service, 7 days a week
Premium (Self-employed & Microenterprises)
€45.00/ Month
High-volume business banking, invoiceing, bookkeeping, and priority customer service. 1-month free trial
1 x One Card Mastercard + additional cards available
100 SEPA transfers or direct debits per month
1 account & 4 sub-accounts with a German IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Accountant access & bookkeeping tools
Customer service, 7 days a week
Essential (SMEs & Teams)
€59.00/ Month
Simplified banking for teams, with built-in spend management, bookkeeping and chash flow tools. 1-month free trial
1 x One Card Mastercard + additional cards available
150 SEPA transfers or direct debits per month
1 account & 4 sub-accounts with a German IBAN
Accountant access
Unlimited team members
Expense management tools
Accounts Payable & Receivable tools
Bookkeeping tools
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Customer service, 7 Tage die Woche
Business (SMEs & Teams)
€119.00/ Month
An integrated finance management solution that adapts to your workflows, with exclusive support. 1-month free trial
10 x One Card Mastercard + additional cards available
500 SEPA transfers or direct debits per month
1 account & 9 sub-accounts with a German IBAN
Accountant access
Unlimited team members
Manage role
Expense management tools
Accounts Payable & Receivable tools
Bookkeeping tools
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Priority 7-day-a-week support
Persönliche:r Kundenbetreuer:in
Enterprise (SMEs & Teams)
€249.00/ Month
The ultimate finance workspace for teams, with the highest limits and exclusive support.
30 x One Card Mastercard + additional cards available
1000 SEPA transfers or direct debits per month
1 account & 24 sub-accounts with a German IBAN
Accountant access
Unlimited team members
Manage role
Expense management tools
Accounts Payable & Receivable tools
Bookkeeping tools
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Priority 7-day-a-week support
Dedicated Customer Success Manager
Basic (Company Creators)
€11.00/ Month
Get your business started: an account with built-in invoicing tools for simple day-to-day finances. 1-month free trial
A deposit certificate within 24 hours
1 x One Card Mastercard + additional cards available
30 SEPA transfers or direct debits per month
1 business banking account whit a german IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
Sevdesk, FastBill and over 14.000 partner integrations
Customer service, 7 Tage die Woche
Smart (Company Creators)
€23.00/ Month
Advanced business banking, invoicing and bookkeeping tools, and direct accountant access. 1-month free trial.
A deposit certificate within 24 hours
1 x One Card Mastercard + additional cards available
60 SEPA transfers or direct debits per month
1 business banking account whit a german IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
DATEV, Lexware Office and over 14.000 partner integrations
Accountant access & bookkeeping tools
Customer service, 7 Tage die Woche
Essential (Company Creators)
€59.00/ Month
The complete finance management package for company co-founders. 1-month free trial.
A deposit certificate within 24 hours
1 x One Card Mastercard + additional cards available
150 SEPA transfers or direct debits per month
1 business banking account whit a german IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
DATEV, Lexware Office and over 14.000 partner integrations
Accountant access & bookkeeping tools
Customer service, 7 Tage die Woche
Item 1 of 9
Basic (Self-employed & Microenterprises)
€11.00/ Month
A business account with built-in invoicing tools for simple day-to-day finances. 1-month free trial
1 x One Card Mastercard + additional cards available
30 SEPA transfers or direct debits per month
1 business banking account whit a german IBAN
access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
Sevdesk, Fastbill and over 14.000 partner integrations
Customer service, 7 days a week
Smart (Self-employed & Microenterprises)
€23.00/ Month
Advanced business banking, invoicing and bookkeeping tools, and direct accountant access. 1-month free trial
1 x One Card Mastercard + additional cards available
60 SEPA transfers or direct debits per month
1 account & sub-account with a German IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Accountant access & bookkeeping tools
Customer service, 7 days a week
Premium (Self-employed & Microenterprises)
€45.00/ Month
High-volume business banking, invoiceing, bookkeeping, and priority customer service. 1-month free trial
1 x One Card Mastercard + additional cards available
100 SEPA transfers or direct debits per month
1 account & 4 sub-accounts with a German IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Accountant access & bookkeeping tools
Customer service, 7 days a week
Essential (SMEs & Teams)
€59.00/ Month
Simplified banking for teams, with built-in spend management, bookkeeping and chash flow tools. 1-month free trial
1 x One Card Mastercard + additional cards available
150 SEPA transfers or direct debits per month
1 account & 4 sub-accounts with a German IBAN
Accountant access
Unlimited team members
Expense management tools
Accounts Payable & Receivable tools
Bookkeeping tools
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Customer service, 7 Tage die Woche
Business (SMEs & Teams)
€119.00/ Month
An integrated finance management solution that adapts to your workflows, with exclusive support. 1-month free trial
10 x One Card Mastercard + additional cards available
500 SEPA transfers or direct debits per month
1 account & 9 sub-accounts with a German IBAN
Accountant access
Unlimited team members
Manage role
Expense management tools
Accounts Payable & Receivable tools
Bookkeeping tools
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Priority 7-day-a-week support
Persönliche:r Kundenbetreuer:in
Enterprise (SMEs & Teams)
€249.00/ Month
The ultimate finance workspace for teams, with the highest limits and exclusive support.
30 x One Card Mastercard + additional cards available
1000 SEPA transfers or direct debits per month
1 account & 24 sub-accounts with a German IBAN
Accountant access
Unlimited team members
Manage role
Expense management tools
Accounts Payable & Receivable tools
Bookkeeping tools
External account syncing
DATEV, Lexware Office, and over 14.000 partner integrations
Priority 7-day-a-week support
Dedicated Customer Success Manager
Basic (Company Creators)
€11.00/ Month
Get your business started: an account with built-in invoicing tools for simple day-to-day finances. 1-month free trial
A deposit certificate within 24 hours
1 x One Card Mastercard + additional cards available
30 SEPA transfers or direct debits per month
1 business banking account whit a german IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
Sevdesk, FastBill and over 14.000 partner integrations
Customer service, 7 Tage die Woche
Smart (Company Creators)
€23.00/ Month
Advanced business banking, invoicing and bookkeeping tools, and direct accountant access. 1-month free trial.
A deposit certificate within 24 hours
1 x One Card Mastercard + additional cards available
60 SEPA transfers or direct debits per month
1 business banking account whit a german IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
DATEV, Lexware Office and over 14.000 partner integrations
Accountant access & bookkeeping tools
Customer service, 7 Tage die Woche
Essential (Company Creators)
€59.00/ Month
The complete finance management package for company co-founders. 1-month free trial.
A deposit certificate within 24 hours
1 x One Card Mastercard + additional cards available
150 SEPA transfers or direct debits per month
1 business banking account whit a german IBAN
Access to financing offers
Client invoice creation
Supplier invoice centralization & payment
External account syncing
DATEV, Lexware Office and over 14.000 partner integrations
Accountant access & bookkeeping tools
Customer service, 7 Tage die Woche
Free trial version (29 days)
Demo version
Qonto Reviews (101)
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