swan vs. OWWN

What is Swan?

Swan is a software platform that allows companies to integrate banking functions into their products. It is aimed at companies that want to offer their customers a seamless financial experience. Swan provides functions such as accounts, cards, and IBANs, which can be easily integrated into existing workflows and UX. The platform takes care of the technical and regulatory setup, so that users can focus on their customers. Swan offers a pay-as-you-grow pricing model, where there are no setup fees and only pay for the services used.

What is OWWN?

OWWN is a digital banking platform aimed at circles of friends. It offers a checking account with a debit card and features such as savings pools and joint budget management. The main functions include creating pools for common goals, setting spending limits, and moving savings into savings pools. Users can also pay for joint activities directly from the "friends pool". The pricing model of OWWN is not explicitly stated.

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