What is ioumi?
ioumi is a contract and payment platform developed in Austria for businesses that sell individually. The software connects offer, contract with e-signature, payment processing and invoicing in one continuous flow: The seller creates an individual offer with their own contract terms, the client signs digitally, and payment collection and invoicing run automatically from the moment of signature according to the defined payment plan.
Unlike reseller models, the seller remains 100 % the contracting party of their clients with ioumi: Contracts, invoices, client portal and wallet run in the seller's own name and branding. The solution is particularly suited for coaches, consultants, agencies and digital service providers who work with individual deals, instalment payments and retainers.
Which features does ioumi support?
Offers and contracts (ioumi Deals)
Create individual offers with your own contract terms and conditions
Reusable deal templates for fast sending from the sales process
Legally valid e-signature in accordance with eIDAS Regulation (EU) No 910/2014 with a complete audit trail (IP address, timestamp, document version)
Offers with multiple payment options for the client to choose from
Payments and payment plans
One-off payments, deposit plus instalments, subscriptions, retainers and combinations
Payment triggers at signature, at contract start, on a fixed date, relative to other events or via manual release; triggers can be linked into chains so that payments build on one another
Payment methods: Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA direct debit
Automatic payment collection according to the payment plan including monitoring of outstanding items
Real-time forecast of all scheduled incoming payments for liquidity planning
Invoices and accounting
Automatic, on-schedule invoicing directly from the contract
Invoices in the seller's own branding and name
Exports for accounting and tax advisors
Support for Verifactu requirements for sellers in Spain
Client portal and team
Client portal in the seller's branding: Clients view their contracts, invoices and payments themselves and store their payment method
Multiple user seats with commission statements for sales teams
Checkout for standardized products (ioumi payment links)
Payment links for digital products, coaching and services
One-off payment, subscription or instalments configurable per product
Invoice is created and sent automatically after checkout
Interfaces and integrations
Connection to Make and Zapier
Webhooks for contract closing, payment and invoicing events
Open API for custom connections, such as CRM updates or automatic course access after incoming payment
Who is ioumi suitable for?
ioumi is aimed at businesses that sell actively and individually and want to combine legally secure contracts with automated payment processing. Typical users are coaches and consultants closing deals in sales calls with instalment payment models, as well as agencies and digital service providers with project offers, retainers and commission statements for their sales teams. Standardized products can be handled in parallel via payment links.
What does ioumi cost?
ioumi combines a monthly base fee with a transaction fee on the processed payment volume. Entry is possible with the Free plan from €0.00 per month including all core features; the Starter, Growth and Scale plans reduce transaction fees and extend user seats and support up to VIP support and an integration workshop. Offers, e-signatures, invoices and clients are unlimited in all plans. Details are available on the pricing page.
Where is ioumi hosted and is the software GDPR-compliant?
ioumi is developed and operated by ioumi GmbH, based in Wolfurt, Austria. Hosting takes place in the EU, the e-signature is eIDAS-compliant, and a data processing agreement is concluded with every seller. The platform meets the requirements of the General Data Protection Regulation (GDPR).
How fast can you get started?
The verification of new sellers runs digitally without waiting time, so the first contract can be sent on the same day. When switching from existing solutions, a free migration service including integration into the existing setup is available; the setup is accompanied by personal onboarding as well as german and english-speaking support.