Microsoft Copilot Costs

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AI software from Microsoft, embedded in Word, Excel, Outlook and Teams. Creates content and analyses company data.

Microsoft Copilot Pricing

Last edited: September 2026

Microsoft 365 Copilot Chat
Free
Included at no extra cost for all users with an eligible Microsoft 365 subscription. Using agents requires an Azure subscription.
Secure, web-based AI chat built on the latest large language models
Copilot in selected Microsoft 365 apps
Access to agents billed by usage
Control over IT, including enterprise data protection and agent management
Microsoft 365 Copilot Business
15.60 €/ User / month
Add-on to an existing Microsoft 365 plan for small and medium businesses. List price 18.20 euros, billed annually, prices excluding VAT.
Microsoft 365 Copilot in apps such as Word, Excel, PowerPoint and Outlook
AI-driven chat powered by Work IQ
AI-supported reasoning for research and data analysis
Prebuilt Microsoft agents such as the research agent, analyst agent and facilitator
Analytics to measure adoption, usage and business impact
Choice of language model
Microsoft 365 Copilot
26.00 €/ User / month
Add-on to an existing Microsoft 365 plan for large organisations. A separate licence for an eligible Microsoft 365 plan is required. Billed annually, prices excluding VAT.
The full feature set of Microsoft 365 Copilot Chat
AI chat grounded in your own business data
Copilot in apps such as Word, Excel, PowerPoint, Outlook and Microsoft Teams
Build and use agents with Copilot Studio
Enterprise-grade security, privacy and compliance
Copilot Studio Vorabkauf
Custom
Prepaid Copilot credit units for organisations that want to fix the amount in advance and manage monthly consumption. Up to 20 percent saving compared with pay-as-you-go.
Prepaid Copilot credit commit units
Up to 20 percent saving on prepayment
Automatic pay-as-you-go billing once credits are used up
Build autonomous agents
Create agents for external channels such as websites, apps or social networks
An Azure subscription is required
Copilot Studio nutzungsbasiert
Pay-Per-Use
Flexible billing by actual consumption, without committing in advance. An Azure subscription is required.
Billing by actual consumption
No amount committed in advance
Build autonomous agents
Create agents for external channels such as websites, apps or social networks
An Azure subscription is required

Free trial version

Listed here are the standalone Copilot plans. Microsoft also offers Copilot bundled with Microsoft 365, from 10 euros for individuals and from 17.58 euros per user and month for businesses. Prices for Germany, excluding VAT.

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