Varengold Bank is a regulated financial institution with the core business areas Marketplace Banking and Commercial Banking (Transaction Banking). In Marketplace Banking, the focus is on cooperation with European fintechs/start-ups, especially lending platforms. We are specialists in Banking-as-a-Service businesses with a focus on credit and financing solutions. We develop customised solutions and enable our partners to complement their business on an international level with embedded credit solutions. Our offering covers all types of lending business from BNPL to consumer loans and leasing fronting. This means fronting and refinancing from a single source and under a full German banking licence.